Represented Equifax, one of the United States' largest credit reporting agencies, in this putative class action. Plaintiffs alleged that Equifax, and the other two national credit reporting agencies (Experian and TransUnion) violated the FCRA by, inter alia, failing to accurately report debts that were discharged in Chapter 7 bankruptcy proceedings. Plaintiffs, who are represented by several counsel sought the certification of a nationwide class consisting of consumers who received a Chapter 7 discharge and who had one or more of their pre-petition debts reported in a manner that was inconsistent with a Chapter 7 discharge. The case was actively litigated for nearly three years. In January 2009, the district court issued a tentative decision denying plaintiffs' motion for class certification. The case settled shortly thereafter. The settlement has received preliminary approval and a final approval hearing is scheduled in November 2009. Through the efforts of the firm’s Insurance Coverage Team, Equifax’s insurance carriers will pay all amounts (including defense costs) in excess of Equifax’s self-insured retention. Case pending.
White v. Experian Information Solutions, Inc., No. 05-CV-01070-00C (C.D. Calif. Nov. 2, 2005).