Chris Gattuso focuses her practice on corporate and securities matters, financial institution regulatory matters and mergers and acquisitions. Ms. Gattuso’s securities practice includes serving as counsel for both issuers and underwriters in public and private offerings of debt and equity securities and counseling clients on disclosure and other requirements under the federal securities laws. She has represented numerous mutual savings associations in their conversion to stock form or formation of a mutual holding company and related public offerings. She has extensive experience in corporate reorganizations, strategic alliances, joint ventures and mergers and acquisitions for both public and private financial institutions and other for-profit and nonprofit entities. She also advises boards of directors and board committees of financial institutions, nonprofits and tribal entities on corporate governance matters and best practices.

Ms. Gattuso advises financial institutions on a wide range of regulatory, consumer protection and compliance matters, including cybersecurity and mobile financial services, before the federal and state banking agencies, including the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation and the Federal Reserve Board and the Consumer Financial Protection Bureau. She represents financial institutions on regulatory enforcement matters and appeals of material supervisory actions, including representing financial institutions in connection with fair lending inquiries and Department of Justice fair lending investigations and representing financial institutions, tribal entities and other companies before the Consumer Financial Protection Bureau in connection with investigative matters.

Ms. Gattuso advises private investors, including private equity funds, hedge funds and foreign investors, in structuring investment vehicles to acquire controlling and non-controlling investments in financial institutions and their holding companies. She also counsels organizers of federal and state de novo financial institutions with respect to the regulatory process and the banking, corporate and securities law issues that arise in connection with the de novo process. Ms. Gattuso's experience with de novo financial institutions ranges from typical community banking institutions to more complex de novo financial institutions such as a de novo venture bank and a de novo thrift formed by a national trade association.

Ms. Gattuso has published articles and spoken at various conferences and seminars on corporate governance, financial institutions law and regulation, cybersecurity, mobile financial services, bank examination and enforcement and fair lending.

Ms. Gattuso has been recognized as a 2014, 2015, 2016 and 2017 Washington, D.C. "Super Lawyer" in the area of Securities and Corporate Finance by Super Lawyers magazine. She was recognized by The Best Lawyers in America® in 2018 for Financial Services Regulation Law.

Professional & Community Activities

American Bar Association, Business Law Section, Member

American Bar Association, Banking Law Committee, Member

Federal Bar Association, Banking Law Committee, Member of Executive Council (2009-2012, 2016-2017)

Leadership of Greater Washington, Class of 2010

Selection Committee, Board Leadership Award, Center for Nonprofit Advancement, Member (2011-2016)


  • University of Baltimore School of Law, J.D. (1983)
  • King's College, B.S. (1979)

Bar Admissions

  • District of Columbia
  • Maryland

Who We Are

Suite 900, 607 14th Street, NW
Washington, DC, 20005-2018
t +1 202.508.5884
f +1 202.204.5611

Christina M. Gattuso

Experience Highlights

Acquisition of American Bank Holdings, Inc. in connection with its merger with Congressional Bancshares, Inc.
Represented American Bank Holdings, Inc. and its banking subsidiary in connection with its merger with Congressional Bancshares, Inc. exchange of more
Successfully represented financial institution in fair lending investigation
Persuaded the Department of Justice not to take any action against a financial institution for alleged violations of fair lending laws despite a more
Acquisition of Franklin Financial Corporation by TowneBank
Represented Franklin Financial Corporation in connection with its acquisition by TowneBank in an all-stock transaction. more
Underwriter’s counsel for Sandler O’Neill + Partners L.P. in $18.6 million debt offering
Represented underwriter, Sandler O'Neill + Partners L.P. in an $18.6 million debt offering by Investar Holding Corporation. more